Health plans and prior authorization

Let the prior authorization agent approve the well-documented requests

Clear requests move without waiting in a queue. A proposed denial stops until a physician reviews it, and a mismatch goes to utilization management with the clinical facts attached.

Connecting the agent? See the developer guide for Healthcare & Life Sciences

What stands between the agent and your members

Health plans want faster decisions. Clinical and compliance teams need to know the agent cannot deny care on its own.

Who reviews a proposed denial, and does the physician see what the agent saw?

Under CMS-0057-F, affected payers give a specific reason when they deny a non-drug request. That reason should stay with the decision.

State utilization-review rules differ, so the physician-review rule has to change without a code release.

Built-in handoff

Every proposed denial reaches a physician

Physician reviewer

The denial waits in the physician’s Inbox, or arrives by email, with the clinical facts. Reminders go out, overdue reviews escalate, and the decision returns to the agent.

See the six role portals and how work moves between them

A denial the agent was not allowed to make

The simulator’s first request, as your plan would handle it.

  1. Medical director

    Sets the rule: no automated denial goes out until a physician has reviewed it.

  2. Physician reviewer

    Gets the request in the Inbox with the criteria, the missing therapy evidence, and the proposed denial, and makes the call.

  3. Utilization management lead

    Sees how many requests cleared without a person and how long physician reviews are taking.

  4. Compliance

    Pulls a quarter of denials, each with its reviewer and reason, when a state regulator asks.

Prior authorization and the work around it

Start with prior authorization, then add the neighboring decisions that share the same reviewers.

Prior authorization decisions

The agent proposes approve or deny. Plan rules decide whether an approval proceeds, and a physician sees every denial.

Urgent and expedited requests

Urgent requests with a mismatch go to utilization management first, so review time goes to the decision, not the search for the file.

Appeals intake

When a member appeals, the reviewer starts from the original decision, its criteria, and who reviewed it.

Member data stays where it belongs

References, not records

Record member and service references instead of copying clinical notes. Access follows each person’s role.

No patient data on a public chain

In the managed service, each record’s fingerprint goes to Azure SQL Database Ledger by default. If you choose Solana instead, it never receives personal or patient data.

Your HIPAA program

Access controls and decision records support the safeguards your HIPAA program already defines.

See how your physician-review rule would work

Run the prior authorization simulator, then open the portal as the business owner and as the compliance officer.